{"id":1699,"date":"2023-03-10T22:50:26","date_gmt":"2023-03-10T22:50:26","guid":{"rendered":"https:\/\/stagewp.westernu.edu\/registrar\/?page_id=1699"},"modified":"2025-04-30T14:47:29","modified_gmt":"2025-04-30T14:47:29","slug":"enrollments-premiums","status":"publish","type":"page","link":"https:\/\/stagewp.westernu.edu\/registrar\/student-health-insurance\/enrollments-premiums\/","title":{"rendered":"Insurance Plan Enrollment\/Premiums"},"content":{"rendered":"<section class=\"hero-secondary\">\n  <div class=\"relative bg-black\">\n                <img decoding=\"async\" class=\"adhere object-cover\" src=\"\/media\/registrar\/images\/09.jpg\" srcset=\"\" sizes=\"100vw\" alt=\"WesternU Anderson Tower at night with lighted sign.\">\n      <div class=\"adhere gradient-overlay\"><\/div>\n        <div class=\"relative container pt-56 md:pt-112 pb-144 md:pb-192\">\n      <div class=\"md:flex md:justify-between px-12\">\n        <div class=\"sm:w-8\/12 md:w-6\/12 xl:w-5\/12 px-12\">\n                      <div class=\"mb-20\">\n              <div class=\"block font-sans font-bold text-14 text-white leading-130\">\n  <span class=\"inline-block\">\n    <a href=\"\/\" class=\"block hover:underline\">WesternU<\/a>\n  <\/span>\n      <span class=\"inline-block mx-6\">\/<\/span>\n          <a href=\"https:\/\/stagewp.westernu.edu\/registrar\" class=\"inline-block hover:underline\">Registrar<\/a>\n          <span class=\"inline-block mx-6\">\/<\/span>\n      <a href=\"https:\/\/stagewp.westernu.edu\/registrar\/student-health-insurance\/\" class=\"inline-block hover:underline\">Student Health Insurance<\/a>\n    <span class=\"inline-block mx-6\">\/<\/span>\n    <span class=\"inline-block\"><\/span>\n  <\/div>            <\/div>\n                                        <h1 class=\"t-h1-sans  text-white\"><\/h1>\n        <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-start\">\n              <div class=\"w-full lg:w-5\/12 2xl:w-4\/12 -mt-80 md:-mt-112 mb-48 px-12 lg:pr-32\">\n                              <nav class=\"py-28 px-40 2xl:px-64 rounded-5 md:rounded-8 bg-gray-darker text-white mb-40\">\n            <ul>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/registrar\/student-health-insurance\/\" target=\"_self\" rel=\"noopener\">Student Health Insurance<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/registrar\/student-health-insurance\/enrollments-premiums\/\" target=\"_self\" rel=\"noopener\">Insurance Plan Enrollment\/Premiums<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/registrar\/student-health-insurance\/waiver-requirements\/\" target=\"_self\" rel=\"noopener\">Insurance Plan Waiver Requirements<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/registrar\/student-health-insurance\/waiver-process-deadlines\/\" target=\"_self\" rel=\"noopener\">Insurance Waiver Process\/Deadlines<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/registrar\/student-health-insurance\/frequently-asked-questions\/\" target=\"_self\" rel=\"noopener\">Frequently Asked Questions<\/a>\n                <\/li>\n                          <\/ul>\n          <\/nav>\n                            <\/div>\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content lg:w-7\/12 2xl:w-7\/12\">\n        <p>If you wish to enroll in the student health insurance plan for the 2025\/2026 academic year, you must submit your enrollment via the <a href=\"https:\/\/app.hsac.com\/westernu\" target=\"_blank\" rel=\"noopener\">Health Sciences Assurance Consulting<\/a> (HSAC) website. If you are a continuing student and are currently enrolled in the student health insurance plan during the 2024\/2025 academic year, <strong><u>you will not need to resubmit your enrollment request.\u00a0 Your coverage on the WesternU student insurance plan will continue for 2025-2026 unless a waiver is received and approved by your waiver deadline <\/u><\/strong>The earlier you submit your enrollment, the sooner you will receive your plan materials (brochure, ID card). Students enrolling after the plan begins will have their coverage backdated to the start of the plan unless they have experienced an involuntary loss of coverage.<\/p>\n<p>The student health insurance plan is sold as an academic year plan; however, the premium is split into two payments. The first payment is assessed during fall 2025 registration, and the second payment is assessed during spring 2026 registration. <strong><u>Students who enroll in the student health insurance plan at the start of the academic year will remain enrolled for the entire academic year and will not be eligible to waive out of the plan during the spring term<\/u><\/strong>.<\/p>\n<p>Students who are receiving financial aid may be eligible for a budget increase to cover the costs of the student health insurance plan premiums. For more information on eligibility and the process for increasing your budget, please contact the Office of Financial Aid at 909-469-5353 (WesternU) or 541-259-0360 (WesternU Oregon). You can also e-mail the Office of Financial Aid at\u00a0<a href=\"mailto:finaid@westernu.edu\">finaid@westernu.edu<\/a>.<\/p>\n<p>Students enrolling in the WesternU student insurance plan from 06\/01\/2025 \u2013 07\/31\/2025 will be enrolled on the 24-25 policy year until 07\/31\/2025.\u00a0 Your enrollment will continue in the 25-26 Policy year effective 08\/01\/2025.\u00a0 Deductibles and Out-of Pocket Max requirements for care received from 06\/01\/2025 \u2013 07\/31\/2025 will apply to the 24-25 Policy year.\u00a0 Deductibles and out of Pocket Max reset effective 08\/01\/2025 and care received from 08\/01\/2025 \u2013 7\/31\/2026 will apply to the 25-26 policy year.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-center\">\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content xl:w-10\/12 2xl:w-9\/12\">\n        <h2>Dependent Coverage<\/h2>\n<p>Qualified dependents can be added to the student health insurance plan. The coverage dates and rate would be the same as the student\u2019s coverage dates and rate; however, the premium cannot be charged to your student account. The entire premium for dependents is due at the time of enrollment. You will be able to add dependents when you enroll in the plan or due to a qualifying life event (involuntary loss of coverage, birth or adoption).<\/p>\n<h2>Obtaining Your Student Health Insurance Plan Materials<\/h2>\n<p>Once you have enrolled in the student health insurance plan, you can access your insurance plan ID card, search for providers, view claims information and review benefits via the\u00a0<u><a href=\"https:\/\/www.aetnastudenthealth.com\/en\/school\/867932\/index.html\" target=\"_blank\" rel=\"noopener\">Aetna Student Health<\/a><\/u>\u00a0website.<\/p>\n<h2>Plan Premiums<\/h2>\n<p>Please note, the annual premium charge for the upcoming <strong>2025-2026 academic yea<\/strong>r will vary for students who are enrolled in early start programs. A breakdown of plan premiums can be found below:<\/p>\n<table class=\"table\">\n<thead>\n<tr>\n<th>Insurance Coverage Period<\/th>\n<th>Fall 2025 Premium<\/th>\n<th>Spring 2026 Premium<\/th>\n<th>Annual Premium<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>06\/01\/2025 \u2013 07\/31\/2026 (MSMS 2026)<\/td>\n<td>$3,175.00<\/td>\n<td>$2,430.00<\/td>\n<td>$5,605.00<\/td>\n<\/tr>\n<tr>\n<td>06\/01\/2025 \u2013 07\/31\/2026 (ISAC 2029 \u2013 DO, DONW, DPM)<\/td>\n<td>$3,175.00<\/td>\n<td>$2,430.00<\/td>\n<td>$5,605.00<\/td>\n<\/tr>\n<tr>\n<td>06\/01\/2025 \u2013 07\/31\/2026 (DPM-AS 2027)<\/td>\n<td>$3,175.00<\/td>\n<td>$2,430.00<\/td>\n<td>$5,605.00<\/td>\n<\/tr>\n<tr>\n<td>07\/01\/2025 \u2013 07\/31\/2026 (DPTOR 2028)<\/td>\n<td>$2,809.00<\/td>\n<td>$2,430.00<\/td>\n<td>$5,239.00<\/td>\n<\/tr>\n<tr>\n<td>07\/01\/2025 \u2013 07\/31\/2026 (PIP 2027)<\/td>\n<td>$2,809.00<\/td>\n<td>$2,430.00<\/td>\n<td>$5,239.00<\/td>\n<\/tr>\n<tr>\n<td>08\/01\/2025 \u2013 07\/31\/2026 (All Other Student Groups)<\/td>\n<td>$2,430.00<\/td>\n<td>$2,430.00<\/td>\n<td>$4,860.00<\/td>\n<\/tr>\n<tr>\n<td>01\/01\/2026 \u2013 07\/31\/2026 (Spring Starts &#8211; New Students)<\/td>\n<td>N\/A<\/td>\n<td>$2,824.00<\/td>\n<td>$2,824.00<\/td>\n<\/tr>\n<tr>\n<td>02\/01\/2026 \u2013 07\/31\/2026 (DMD-IDP 2028)<\/td>\n<td>N\/A<\/td>\n<td>$2,430.00<\/td>\n<td>$2,430.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>*All insurance coverage is subject to applicable state form and rate filing approval and, once approved to the terms of the Master Policy. We have not yet received approval from the state insurance department for the 2025-2026 benefits and rates described in this document. As part of the approval process, the State may require us to make changes to the benefits and\/or rates. We will notify you if that happens.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":129,"featured_media":0,"parent":1690,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-1699","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/pages\/1699","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/users\/129"}],"replies":[{"embeddable":true,"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/comments?post=1699"}],"version-history":[{"count":19,"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/pages\/1699\/revisions"}],"predecessor-version":[{"id":2771,"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/pages\/1699\/revisions\/2771"}],"up":[{"embeddable":true,"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/pages\/1690"}],"wp:attachment":[{"href":"https:\/\/stagewp.westernu.edu\/registrar\/wp-json\/wp\/v2\/media?parent=1699"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}