{"id":931,"date":"2024-02-08T19:10:32","date_gmt":"2024-02-08T19:10:32","guid":{"rendered":"https:\/\/stagewp.westernu.edu\/legal\/?page_id=931"},"modified":"2026-03-26T18:33:58","modified_gmt":"2026-03-26T18:33:58","slug":"certificates-of-insurance","status":"publish","type":"page","link":"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/certificates-of-insurance\/","title":{"rendered":"Certificates of Insurance"},"content":{"rendered":"<section class=\"hero-secondary\">\n  <div class=\"relative bg-black\">\n                <img decoding=\"async\" class=\"adhere object-cover\" src=\"\/media\/legal\/images\/080823-welcome-week-020.jpg\" srcset=\"\" sizes=\"100vw\" alt=\"A group of people walking down a sidewalk.\">\n      <div class=\"adhere gradient-overlay\"><\/div>\n        <div class=\"relative container pt-56 md:pt-112 pb-144 md:pb-192\">\n      <div class=\"md:flex md:justify-between px-12\">\n        <div class=\"sm:w-8\/12 md:w-6\/12 xl:w-5\/12 px-12\">\n                      <div class=\"mb-20\">\n              <div class=\"block font-sans font-bold text-14 text-white leading-130\">\n  <span class=\"inline-block\">\n    <a href=\"\/\" class=\"block hover:underline\">WesternU<\/a>\n  <\/span>\n      <span class=\"inline-block mx-6\">\/<\/span>\n          <a href=\"https:\/\/stagewp.westernu.edu\/legal\" class=\"inline-block hover:underline\">Office of Legal Affairs<\/a>\n          <span class=\"inline-block mx-6\">\/<\/span>\n      <a href=\"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/\" class=\"inline-block hover:underline\">University Risk Management<\/a>\n    <span class=\"inline-block mx-6\">\/<\/span>\n    <span class=\"inline-block\">Certificates of Insurance<\/span>\n  <\/div>            <\/div>\n                                        <h1 class=\"t-h1-sans  text-white\">Certificates of Insurance<\/h1>\n        <\/div>\n              <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-start\">\n              <div class=\"w-full lg:w-5\/12 2xl:w-4\/12 -mt-80 md:-mt-112 mb-48 px-12 lg:pr-32\">\n                              <nav class=\"py-28 px-40 2xl:px-64 rounded-5 md:rounded-8 bg-gray-darker text-white mb-40\">\n            <ul>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/\" target=\"_self\" rel=\"noopener\">University Risk Management<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/certificates-of-insurance\/\" target=\"_self\" rel=\"noopener\">Certificates of Insurance<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/incident-reporting\/\" target=\"_self\" rel=\"noopener\">Incident Reporting<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/risk-assessments\/\" target=\"_self\" rel=\"noopener\">Risk Assessments<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/volunteers-minors-and-events-on-campus\/\" target=\"_self\" rel=\"noopener\">Volunteers, Minors, and Events on Campus<\/a>\n                <\/li>\n                                              <li class=\"block my-8\">\n                  <a class=\"text-22 font-normal leading-130 tracking-20 text-white hover:text-yellow transition-default\" href=\"https:\/\/stagewp.westernu.edu\/legal\/risk-management\/waivers-of-liability-and-release-agreements\/\" target=\"_self\" rel=\"noopener\">Waivers of Liability and Release Agreements<\/a>\n                <\/li>\n                          <\/ul>\n          <\/nav>\n                            <\/div>\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content lg:w-7\/12 2xl:w-7\/12\">\n        <p><strong>A certificate of insurance is a document provided to an outside organization as evidence of WesternU\u2019s insurance coverage.<\/strong><\/p>\n<p>WesternU agreements and contracts with vendors, contractors, and consultants typically require parties with whom the University is doing business to provide evidence to the University, in the form of a certificate of insurance, that they carry certain types of insurance at certain limits. The University collects certificates from the organizations and individuals with whom it does business and, when required, issues its own certificates.<\/p>\n<p>WesternU requires a Certificate of Insurance from Contractors, Vendors, Other parties that provide services to or on behalf of WesternU, and various parties that use WesternU facilities. All such parties are required to provide to WesternU prior to commencement of work or activity, an Accord Certificate of Insurance, or other equivalent proof of insurance documents at the discretion of Risk Management, stating that there is insurance in effect with the minimum limits described in a contract. It is the responsibility of the College or Operating Unit to obtain the Vendor\u2019s Certificate of Insurance and forward a copy to <a href=\"mailto:risk@westernu.edu\">Risk Management<\/a>.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-center\">\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content xl:w-10\/12 2xl:w-9\/12\">\n        <p>A certificate of insurance is a document provided to an outside organization as evidence of WesternU\u2019s insurance coverage.\u00a0 Outside organizations typically request a certificate of insurance for the following reasons:<\/p>\n<ul>\n<li>The University has a written contract with the outside organization that specifically contains insurance provisions.\n<ul>\n<li>If WesternU is required to provide proof of insurance, submit your request to <a href=\"https:\/\/westernu.sharepoint.com\/sites\/RiskManagement\">Risk Management<\/a>.<\/li>\n<\/ul>\n<\/li>\n<li>The University is holding an event or activity at an off-campus location.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>University agreements and contracts generally require the parties to the contract to carry insurance and to provide each other with evidence of the types and limits of insurance coverage they carry. Contractors and vendors with whom the University does business must submit certificates of insurance to the University that show that they meet the University\u2019s insurance requirements. They obtain certificates of insurance from their insurance brokers and agents. The University issues its own certificates of self-insurance, when required by written agreement, to demonstrate its compliance with contract insurance requirements.<\/p>\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n\n\n\n\n<section class=\"relative my-48 md:my-72\" vue-app>\n  <div class=\"container\">\n        <app-accordion class=\"px-24 lg:w-4\/5 mx-auto\">\n              <app-accordion-item class=\"accordion-group block leading-1 opt-1\" content-class=\"accordion-group__panel wysiwyg-content\">\n          <template #accordion-trigger=\"{ href, visible, setRef, clickHandler }\">\n            <a :href=\"'#' + href\" \n              :ref=\"setRef\"\n              :class=\"['accordion-group__button scroll-mt-160', {'accordion__trigger_active': visible}]\"\n              @click.stop.prevent=\"clickHandler\"\n            >\n            <span class=\"block py-10\">\n              What is a Certificate of Insurance?\n            <\/span>\n            <span class=\"accordion-group-icon relative flex w-56 h-56 ml-20 justify-center items-center bg-black rounded-full flex-shrink-0\">\n                            <span class=\"w-16 icon-chevron-down\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l192 192z\"\/><\/svg>\n              <\/span>\n              <span class=\"w-16 icon-chevron-up\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 105.4c12.5-12.5 32.8-12.5 45.3 0l192 192c12.5 12.5 12.5 32.8 0 45.3s-32.8 12.5-45.3 0L256 173.3 86.6 342.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3l192-192z\"\/><\/svg>\n              <\/span>\n                          <\/span>\n            <\/a>\n          <\/template>\n          <template #accordion-content>\n            <p>A Certificate of Insurance provides evidence that the contractor, consultant, or facility user with whom the University is doing business is covered by an insurance policy or policies that meet the requirements of the contract. The certificate provides evidence that the insured has the financial wherewithal to satisfy its obligations (1) under the indemnification provisions of the contract, (2) to pay for loss of or damage to property, (3) to pay judgments or settlements, and (4) to protect The Regents if costs are incurred as a result of the insured&#8217;s negligent acts or omissions. One of the most common certificates is the ACORD Certificate of Insurance form. See FS: Understanding the Acord Certificate of Insurance.<\/p>\n\n          <\/template>\n        <\/app-accordion-item>\n              <app-accordion-item class=\"accordion-group block leading-1 opt-1\" content-class=\"accordion-group__panel wysiwyg-content\">\n          <template #accordion-trigger=\"{ href, visible, setRef, clickHandler }\">\n            <a :href=\"'#' + href\" \n              :ref=\"setRef\"\n              :class=\"['accordion-group__button scroll-mt-160', {'accordion__trigger_active': visible}]\"\n              @click.stop.prevent=\"clickHandler\"\n            >\n            <span class=\"block py-10\">\n              Why are Certificates Important? \n            <\/span>\n            <span class=\"accordion-group-icon relative flex w-56 h-56 ml-20 justify-center items-center bg-black rounded-full flex-shrink-0\">\n                            <span class=\"w-16 icon-chevron-down\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 406.6c12.5 12.5 32.8 12.5 45.3 0l192-192c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L256 338.7 86.6 169.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3l192 192z\"\/><\/svg>\n              <\/span>\n              <span class=\"w-16 icon-chevron-up\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><!--!Font Awesome Free 6.6.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free Copyright 2024 Fonticons, Inc.--><path d=\"M233.4 105.4c12.5-12.5 32.8-12.5 45.3 0l192 192c12.5 12.5 12.5 32.8 0 45.3s-32.8 12.5-45.3 0L256 173.3 86.6 342.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3l192-192z\"\/><\/svg>\n              <\/span>\n                          <\/span>\n            <\/a>\n          <\/template>\n          <template #accordion-content>\n            <p>A certificate of insurance is proof of insurance coverage. Insurance coverage demonstrates that a contractor, consultant, vendor, or facility user can meet their financial responsibilities when their negligent acts or omissions result in claims, losses, liabilities, damages, or injuries. Without a certificate of insurance, the University does not know if a business partner has the financial wherewithal to take responsibility for liabilities and losses that it causes. If a business partner has no insurance, the University may have to pay the losses or liabilities caused by its business partner. Put another way, the University obtains certificates of insurance from its business partners to protect itself from the liability arising out of their activities.<\/p>\n\n          <\/template>\n        <\/app-accordion-item>\n          <\/app-accordion>\n  <\/div>\n<\/section>\n\n<section class=\"relative my-48 md:my-72\">\n  <div class=\"container\">\n    <div class=\"lg:flex px-12 lg:justify-center\">\n      \n      \n                  \n                  \n      <div class=\"w-full px-24 wysiwyg-content xl:w-10\/12 2xl:w-9\/12\">\n        <p>Requests for Verification of Professional Liability Insurance (i.e. medical malpractice) and Claims History: The medical staff office of non-WesternU healthcare institutions, facilities, and medical malpractice insurance carriers may on occasion request information regarding the insurance coverage and claims history of current and former WesternU providers and alumni.<\/p>\n<p>If your college or department received a request for verification of professional liability insurance, please direct them to send their request to Risk Management. A written request and signed Authorization to Release form must be submitted to <a href=\"mailto:risk@westernu.edu\">risk@westernu.edu<\/a>. The Office of Risk Management verifies professional liability insurance coverage and claims history only.<\/p>\n<p align=\"left\">\n\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n<section class=\"my-48 md:mt-96 md:mb-72\" vue-app>\n  <div class=\"container\">\n    <div class=\"app-gutter\">\n      <div class=\"relative md:flex md:justify-end\">\n        <div class=\"app-gutter\">\n                                  <img decoding=\"async\" class=\"md:absolute md:-top-32 md:left-0 w-full md:w-5\/12 lg:w-6\/12 h-240 sm:h-320 md:h-full object-cover rounded-t-5 md:rounded-8\" src=\"\/media\/legal\/images\/050323-pomona-campus-from-hec-001-1.jpg\" srcset=\"\" sizes=\"(min-width: 768px) 50vw, 100vw\" alt=\"A view of a campus with palm trees and buildings.\">\n                  <\/div>\n        <div class=\"md:w-8\/12 xl:w-7\/12 app-gutter\">\n          <div class=\"p-32 sm:p-40 md:px-0 md:py-80 rounded-b-5 md:rounded-8 bg-black\">\n            <div class=\"md:ml-1\/8 lg:ml-1\/4 xl:ml-1\/7 md:px-40 lg:px-80\">\n                              \t\t\t\t\n<div class=\"text-lockup text-lockup--black\">\n\t<h2>\n\t\t\t\t\t<span class=\"t-h2-serif  block text-yellow\">Insurance <\/span>\n\t\t\t\t\t\t\t<span class=\"t-h2-sans  block text-white\">Request Form<\/span>\n\t\t\t<\/h2>\n\t\t\t<div class=\"wysiwyg-content t-p2 mt-24 text-white\">Requests must be submitted by a WesternU employee only.<\/div>\n\t\t\t\t\t\t<div class=\"mt-28\">\n\t\t\t<a class=\"cta-arrow cta-arrow--yellow \" href=\"https:\/\/westernu.sharepoint.com\/sites\/RiskManagement\/Lists\/CertificateofInsuranceRequest\/Item\/newifs.aspx?List=36008198-ea0c-480a-9194-eaa299a93006&#038;Source=https%3a\/\/westernu.sharepoint.com\/sites\/RiskManagement\/Lists\/CertificateofInsuranceRequest\/Item\/newifs.aspx&#038;ContentTypeId=0x0100E4E23D415558B24681CC6B99D2467D1B&#038;RootFolder=\/sites\/RiskManagement\/Lists\/CertificateofInsuranceRequest\" target=\"_blank\" rel=\"noopener\">\n    Certificate of Insurance Request Form<svg class=\"cta-arrow__icon d-block w-16 ml-12\" viewBox=\"0 0 20 16\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><polygon fill=\"currentColor\" points=\"11.3168217 0 9.27266614 2.39591605 14.0042587 6.6137266 8.92524936 6.42314237 0 6.42314237 0 9.57685763 8.92524936 9.57685763 14.0042587 9.3862734 9.19197579 13.6063528 11.3168217 16 20 8\"><\/polygon><\/svg>\n<\/a>\n\t\t<\/div>\n\t\t\t<\/div>\n                          <\/div>\n          <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":929,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-931","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/pages\/931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/comments?post=931"}],"version-history":[{"count":7,"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/pages\/931\/revisions"}],"predecessor-version":[{"id":980,"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/pages\/931\/revisions\/980"}],"up":[{"embeddable":true,"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/pages\/929"}],"wp:attachment":[{"href":"https:\/\/stagewp.westernu.edu\/legal\/wp-json\/wp\/v2\/media?parent=931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}